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Research and insights

Guides and Data Desk research on strata and condominium buildings in British Columbia and Alberta.

What Alberta condos budget for insurance. StrataReports Data Desk cover image.
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Alberta Condo Insurance: $910 per Unit and a $50,000 Water Deductible

The median Alberta condo corporation budgets about $910 per unit a year for insurance, about one operating dollar in six. Only the reserve fund transfer is bigger.

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Concrete vs wood frame: the reserve myth. StrataReports Data Desk cover image.

BC Strata Reserve Funds: Concrete vs Wood Frame, per Unit

The median wood-frame strata in BC holds about $4,200 per unit in its contingency reserve fund. The median concrete building holds about $4,000. Hold building size still and concrete pulls slightly ahead. The real difference is what the money is for.

The reserve-fund era gap. StrataReports Data Desk cover image.

BC Strata Reserve Funds by Building Age: $4,800 vs $2,100 per Unit

The median BC strata built in the 1980s or 1990s holds about $4,800 per unit in its contingency reserve fund. The median building completed in 2016 or later holds about $2,100. Most of the gap is time. The rest is the rulebook.

How water finds the parkade. StrataReports Data Desk cover image.

Parkade Leaks in BC Strata Buildings: Planters, Membranes and Drains

Roughly one BC strata building in three has a parkade leak somewhere in its minutes. The water is almost never coming from where the drip is.

Alberta's reserve funds, per door. StrataReports Data Desk cover image.

Alberta Condo Reserve Funds: $5,900 per Unit, Calgary and Edmonton

The median Alberta condo corporation holds about $5,900 per unit in its reserve fund and adds about $1,500 per unit a year.

Insurance is now one budget dollar in five. StrataReports Data Desk cover image.

BC Strata Insurance Costs: 20% of the Budget, $1,100 per Unit a Year

The median BC strata puts 20 cents of every operating-budget dollar into insurance, about $1,100 per unit a year. The share is drifting down.

BC votes. Alberta's board decides.. StrataReports Data Desk cover image.

BC vs Alberta: Special Levies, Reserve Funds and Insurance Per Unit

The same broken boiler gets paid for differently on each side of the Rockies, and the difference shows up everywhere in the numbers: reserve balances, insurance lines, even who is allowed to Airbnb.

One levy vote in four fails, and the big ones fail more. StrataReports Data Desk cover image.

BC Strata Special Levy Votes: One in Four Fails, Big Asks Fail More

Across 2,000+ samples drawn from our pool of BC strata reviews, about a quarter of the special levy votes from 2023 to 2026 were defeated. The odds of a no rise with the size of the ask, the size of the building and the number of levies on the same agenda

The 15-inch dog. StrataReports Data Desk cover image.

Strata Pet Bylaws in BC: Size Limits, Breed Bans and Aquarium Rules

We pulled the pet bylaws from 2,000+ samples drawn from our pool of BC strata reviews. Most of those buildings own a tape measure.

Water deductibles came down. StrataReports Data Desk cover image.

BC Strata Water Damage Deductibles Fell to $25,000 on 2025 Renewals

The typical BC strata water-damage deductible was $50,000 on 2023 renewals. On 2025 renewals it is $25,000.

What a special levy actually costs per door. StrataReports Data Desk cover image.

Special Levy Cost/Unit in BC Stratas: Roof, Piping, Envelope and More

Across 2,000+ samples drawn from our pool of BC strata reviews, the typical approved levy works out to about $1,000 per unit. The purpose of the levy moves that number by a factor of ten, and one vote in four never passes at all.

Where your strata fee dollar goes. StrataReports Data Desk cover image.

What BC Strata Fees Pay For: Insurance Takes 20 Cents of Every Dollar

Across 2,000+ samples drawn from our pool of BC strata reviews, insurance takes about 20 cents of every operating-budget dollar, more than any other line. What happens to the rest depends on how the building is heated and how the city bills water.

How to Make Your MLS Listing Stand Out with a Better Virtual Tour Link

How to Improve Your MLS Listing with a Strata Brochure

Most condo listings rely on photos and short remarks. Learn how listing agents can make MLS listings stand out with a richer buyer-facing brochure link.

Introducing StrataStats: Strata and Condo Benchmarks for British Columbia and Alberta

Introducing StrataStats: Strata & Condo Benchmarks in BC and Alberta

Explore StrataStats by StrataReports: local strata and condo benchmarks for reserve funds, special levies, insurance deductibles, water risk, bylaws, EV readiness, and more across British Columbia and Alberta.

Anatomy of a Review: How We Digitized the Expertise of Professionals

Anatomy of a Review: How We Digitized the Expertise of Professionals

Not just a summary. StrataReports connects the dots between engineering, minutes, and finance. Vetted by AutoProp/LTSA. Get expert-grade insights in 15 mins.

The Timeline Narrative, an Audio Summary for Strata & Condo Documents

The Timeline Narrative, an Audio Summary for Strata & Condo Documents

The Timeline Narrative reconstructs council meeting minutes into an interactive, chronological audio story. A new standard in strata and condo document review.

From Noted by Engineers To Handled by Council

From Noted by Engineers To Handled by Council

StrataReports now links depreciation reports and reserve fund studies with meeting-minute updates. Instantly see what issues are fixed, in progress, or planned.

Insurance Deductibles in British Columbia

Condo and Strata Insurance Deductibles in BC: What Buyers Must Know

Buying a condo in BC? Learn how strata insurance deductibles - including water, flood, earthquake, and all-risk - can impact your finances. Know what to check before you buy.

How to Obtain and Analyze Strata Documents in British Columbia: A Comprehensive Guide for Realtors and Buyers

Complete Guide to Obtaining and Reviewing Strata Documents in BC

Discover how to effectively obtain, review, and interpret strata documents in British Columbia. Essential tips for realtors and buyers covering legal requirements, costs, timelines, and due diligence to ensure informed property decisions.

Discover everything about strata insurance in British Columbia. Learn about coverage responsibilities, deductibles, liability, earthquake risks, and practical insurance tips for strata councils and condo owners.

BC Strata Insurance: Coverage, Deductibles & Tips for Owners

Discover everything about strata insurance in British Columbia. Learn about coverage responsibilities, deductibles, liability, earthquake risks, and practical insurance tips for strata councils and condo owners.

A visual guide to understanding strata fees in British Columbia - what they cover, how they’re calculated, and why they matter when buying a condo or townhouse.

Understanding Strata Fees in BC: An Easy Guide for Homebuyers

Discover everything you need to know about strata fees in British Columbia. Learn how they're calculated, average costs, reasons for fee increases, and essential tips for homebuyers.

A comprehensive guide for first-time homebuyers in British Columbia. Learn about mortgage requirements, strata fees, legal steps, and key financial considerations to make an informed condo purchase.

The Ultimate First-Time Home Buyer's Guide for British Columbia Condos

A comprehensive guide for first-time homebuyers in BC. Learn about mortgage requirements, strata fees, legal steps, and key financial considerations to make an informed condo purchase.

Avoid costly surprises and protect your real estate clients. Discover essential questions BC realtors must ask when reviewing condo and strata documents.

Essential Strata Document Questions for BC Realtors

Avoid costly surprises and protect your real estate clients. Discover essential questions BC realtors must ask when reviewing condo and strata documents. Learn expert tips, critical red flags, and how AI can help.

U.S. tariffs on Canadian goods in 2025 could spike inflation, slow GDP growth, and push the Bank of Canada to cut rates. Discover how this trade dispute may affect mortgage rates and the housing market

How U.S. Tariffs Could Impact Canada’s Economy & Housing in 2025

U.S. tariffs on Canadian goods in 2025 could spike inflation, slow GDP growth, and push the Bank of Canada to cut rates. Discover how this trade dispute may affect mortgage rates and the housing market.

Uncover expert strategies for predicting and managing special levies in your BC strata. Our comprehensive guide explains how to leverage depreciation reports, cash flow models, and proactive financial planning to safeguard your investment and avoid costly surprises.

Understanding & Predicting Future Special Levies in Your BC Strata

Learn how to forecast and manage future special levies in your strata. Discover how depreciation reports, funding models, and cash flow scenarios can help protect your investment and plan for major repairs.

Learn actionable digital marketing and local networking strategies to generate quality leads and grow your Canadian real estate business.

How Canadian Realtors Can Find Quality Leads

Learn actionable digital marketing and local networking strategies to generate quality leads and grow your real estate business in Canada.

Optimize your Canadian real estate listings with our SEO checklist. Learn keyword strategies, local SEO, and tools to attract buyers and boost visibility fast!

The Ultimate SEO Checklist for Canadian Real Estate Listings

Optimize your Canadian real estate listings with our SEO checklist. Learn keyword strategies, local SEO, and tools to attract buyers and boost visibility fast!

The True Cost of Condo Ownership: From Expenses to Profits

The True Cost of Condo Ownership: From Expenses to Profits

Discover the full cost of condo ownership, from mortgages to condo/strata fees, taxes, and potential profits. Plan wisely with expert insights and practical tips.

2025 BC Property Assessments Explained: Trends, Tips & Next Steps

2025 BC Property Assessments Explained: Trends, Tips & Next Steps

Wondering what your 2025 BC property assessment means? Discover key trends, how assessments impact taxes, and steps to verify or appeal your value.

Learn how to review strata, condo, and HOA documents like a pro. Discover expert tips, red flags to watch for, and how AI-powered analysis from StrataReports can help simplify your property evaluation process.

How to Read Strata, Condo, and HOA Documents: Expert Tips and Quotes

Learn how to review strata, condo, and HOA documents like a pro. Discover expert tips, red flags to watch for, and how AI-powered analysis from StrataReports can help.

Understand reserve fund studies and why they’re crucial for Alberta condos

What is a Reserve Fund Study in Alberta?

Learn how reserve fund studies impact condo finances and protect property value in Alberta.

Compare traditional methods and AI-driven solutions for condo document analysis, highlighting their strengths and how to make informed decisions.

Manual vs. Automated Condo Document Review: Finding the Best Approach

Compare traditional methods and AI-driven solutions for condo document analysis, highlighting their strengths and how to make informed decision

Learn to identify leaky condo risks through strata documents. Uncover water damage, repair history, and red flags to make informed property decisions.

How to Spot Leaky Condo Issues in Vancouver Using Strata Documents

Learn to identify leaky condo risks through strata documents. Uncover water damage, repair history, and red flags to make informed property decisions.

The key red flags every B.C. condo buyer must know, from special levies to CRF health

How to Review Strata Documents and Spot Red Flags in British Columbia

Discover the most common red flags in strata documents and how they can impact your condo purchase in British Columbia

Spot red flags in Alberta condo documents. Learn what to check in reserve funds, bylaws, and meeting minutes to avoid costly surprises in Calgary and Edmonton

How to Spot Red Flags in Alberta Condo Documents

Spot red flags in Alberta condo documents. Learn what to check in reserve funds, bylaws, and meeting minutes to avoid costly surprises in Calgary and Edmonton.

StrataReports delivers comprehensive reports in minutes, helping you make informed decisions without breaking the bank.

Calgary Condo Document Reviews: Fast, Affordable, Reliable

Need a fast and affordable condo document review in Calgary? StrataReports delivers comprehensive reports in minutes, helping you make informed decisions without breaking the bank.

Learn how strata fees affect your mortgage amount and buying power when purchasing a condo or townhouse. Get insights for better financial planning.

The Impact of Strata Fees on Your Maximum Mortgage Amount

Learn how strata fees affect your mortgage amount and buying power when purchasing a condo or townhouse. Get insights for better financial planning.

Discover how Canada’s prime rate affects mortgage rates and the real estate market, influencing home buying costs and financial planning.

How the Prime Rate Affects Fixed and Variable Mortgage Rates in Canada

Discover how Canada’s prime rate affects mortgage rates and the real estate market, influencing home buying costs and financial planning

Learn about depreciation reports in BC, a crucial strata document that outlines long-term maintenance, repair, and financial planning for strata properties

BC Depreciation Reports: Essential Guide for Strata Property Planning

Learn about depreciation reports in BC, a crucial strata document that outlines long-term maintenance, repair, and financial planning for strata properties.

Understanding the difference between strata bylaws and rules is crucial for navigating strata living. Learn about their roles, enforcement, and how they impact day-to-day life in strata communities.

Difference Between Strata Rules and Bylaws in BC

Understanding the difference between strata bylaws and rules in BC is crucial for navigating strata living. Learn about their roles, enforcement, and how they impact day-to-day life in strata communities.

Fast, accurate strata document review for BC buyers. StrataReports uses advanced technology to provide comprehensive insights, empowering informed decisions.

Strata Document Review in BC Made Easy with StrataReports

Understand the financial health, governance, and potential risks of strata properties in BC with clear and reliable document reviews.

Difference between Strata, Condominium and HOA in Canada

Strata, Condo, and HOA: What’s the Difference for Canadian Homebuyers?

Discover the differences between strata, condos, and HOAs in Canada. Learn about ownership structures, governance, and key legal distinctions to make informed real estate decisions

Discover the key changes introduced by BC's Bill 14

BC Rental Market Updates: Key Changes in Bill 14, 2024

Discover BC's Bill 14 changes affecting landlords, tenants, and REALTORS. Learn about new rent restrictions, longer notice periods, and higher tenant compensation.

Explore the latest updates on BC's strata laws affecting rental and age restrictions, and how electronic meetings are now standardized for strata corporations.

New BC Strata Law Changes: Rental, Age, and Meeting Updates Explained

Explore the latest updates on BC's strata laws affecting rental and age restrictions, and how electronic meetings are now standardized for strata corporations.

The Pros and Cons of Moving to an HOA Community

The Pros and Cons of Moving to an HOA Community

Discover the pros and cons of living in a Canadian HOA community, from enhanced amenities and property value to fees and regulations.

Understanding HOA Fees in Canada: What They Cover and How They're Calculated

HOA Fees in Canada: Breakdown and Calculation Guide

Explore HOA fees in Canada with our guide. Learn how they're calculated, what they cover, and tips for managing these costs in your community.

What is a Condo? Understanding Condominium Living in Canada

What is a Condo? Understand Condominium Living in Canada!

Uncover the basics of condominiums in Canada, exploring what condos are, their unique features, and the advantages of choosing condo living for your next home.

How Recent Changes in the Strata Property Act Affect BC Homeowners

How Recent Changes in the Strata Property Act Affect BC Homeowners

Learn about the major updates to British Columbia's Strata Property Act, including the impactful changes on rental and age restrictions. This article examines the effects on strata communities and offers guidance for homeowners navigating the new rules.

What Is the Strata Property Act and Why Is It Crucial for BC Condo Buyers

Understanding the Strata Property Act in British Columbia

Discover key insights into British Columbia's Strata Property Act, essential for condo buyers. This article simplifies the legalities, aiding your understanding before you invest.

What Is a Homeowners Association (HOA) and How Does It Affect Your Home Buying Decision

HOA Communities in Canada: Benefits, Costs, and Rules Explained

Understand the role of Homeowners Associations (HOAs) and their impact on your living environment. This overview highlights essential aspects prospective residents should consider.

Decoding Strata Meeting Minutes: Uncovering the Hidden Stories of Your Potential Condo

How to Read and Interpret Strata Meeting Minutes

Unlock the secrets of strata meeting minutes with our guide, providing insights into condo management, disputes, and future projects to help you make informed buying decisions.

The Impact of Strata Bylaws on Your Condo Purchase: What You Need to Know

Understanding Strata Bylaws: A Guide for Condo Living

Explore the crucial role of strata bylaws in condo living. This guide covers their impact on your lifestyle and legal responsibilities, ensuring an informed purchasing decision.

Navigating Engineering and Depreciation Reports: A Condo Buyer's Roadmap

How to Understand Engineering and Depreciation Reports for Condos

Gain insights into a condo's future viability and financial obligations through engineering and depreciation reports. This article helps you interpret these critical documents for informed investment decisions.

Unveiling the Financial Health of a Strata: Your Ultimate Guide to Interpreting Condo Financial Statements

How to Analyze Strata Financial Statements Before Buying a Condo

Navigate the financial health of a strata corporation with our guide, simplifying complex terms and statements to aid your condo purchase decision with informed fiscal insights.

How to Read and Understand Strata Documents Before Buying Your Next Condo

A Step-by-Step Guide to Reading Strata Documents

Navigate strata documents with our guide to make informed condo purchases. Discover insights on financial health, bylaws, and management.

New Home-Flipping Tax & Property Transfer Tax Exemptions in BC

New Home-Flipping Tax & Property Transfer Tax Exemptions in BC

Starting in 2025, BC's new 'home-flipping tax' targets speculative buying to cool the housing market. Learn what it means and how it impacts you.