Compare condo buildings across the city of Calgary on reserve funds, levies, insurance, water risk, bylaws, and EV readiness. See what's typical before reviewing a specific building.
How to use this page
Check the money
Reserve fund, special levies, and insurance deductibles.
Check the building condition
Water history, repairs, and age-related patterns.
Check the rules and lifestyle fit
Pets, rentals, EV charging, and key rules.
Source: StrataReports. If you reference this data, please link back to this page.
Condo Costs
Reserve funds, levies, and deductibles help show future cost pressure.
Reserve Fund Balance
The typical Calgary building holds $6,724 per unit.
Pre-1980
$5,142 per unit
1980–1999
Updating Soon
2000–2015
$7,200 per unit
2016+
Updating Soon
A lower reserve can reflect recent major work, not poor management.
Special Assessments
One-time charges for major repairs or projects.
Typical time between assessments
~7.5 yrs
Based on 25+ samples.
Typical assessment cost per unit per year
$1,664 per unit
Range: $1,374 - $1,954
How often assessments are approved
100%
An assessment can mean the building is fixing a problem, not ignoring one.
Insurance
Typical condo insurance deductibles in Calgary.
Typical water deductible
$25,000
Most common claim type.
Based on 60+ samples.
Typical flood or sewer deductible
$50,000
A separate line item from water.
Based on 55+ samples.
Typical minimum earthquake deductible
$100,000
Plus ~5% of insured value.
Based on 55+ samples.
Water & Repairs
Water issues can point to repair risk and future cost.
Water incidents per year
1.7per year
Average incidents in a condo building.
Based on 25+ samples.
Water incidents per 100 units
1.1per 100 units each year
Normalized for building size.
Based on 25+ samples.
Typical repair cost
$10,647per incident
Average repair cost per incident.
Based on 30+ samples.
Water incident rate by building age
Rates vary by building age.
Pre-1980
1.4
incidents per year
1980–1999
Updating Soon
2000–2015
1.8
incidents per year
2016+
Updating Soon
Repeated patterns matter more than a single event.
How widely water events spread
Scope changes both disruption and insurance exposure.
150+ samples with a stated answer.
Bylaws & Lifestyle Rules
Rules on pets, rentals, BBQs, and amenities can affect fit.
Buildings that restrict short-term rentals
48%
Where a clear bylaw exists.
40+ samples with a stated rule.
Buildings that ban both cats and dogs
12%
Buildings that prohibit both cats and dogs.
30+ samples with a stated rule.
Buildings that allow gas or propane BBQs
76%
Where a gas or propane barbecue is permitted.
35+ samples with a stated rule.
Elevators per 100 units
1.7
More elevators usually means less waiting and better service.
Based on 25+ samples.
EV Charging
How prepared Calgary condo buildings are for EV charging.
Some EV readiness in place
12%
Planning stage
7%
No evidence of EV plans
81%
Buyer Due Diligence
Compare area benchmarks with the building's own documents.
Compare the building's reserve fund per unit from the status certificate against the Calgary median of $6,724 shown on this page. The reserve fund study will show whether the fund is on track for planned expenses.
The median reserve fund balance in Calgary is $6,724 per unit, based on 50+ samples.
The median water damage deductible in Calgary is $25,000, based on 60+ samples. Deductibles vary by building age, claims history, and insurer.
Water incident frequency ranges from 1.4 per year in pre-1980 buildings to 1.8 per year in 2000–2015 buildings within this dataset.
Approximately 48% of sampled condo buildings in Calgary have a stated restriction on short-term rentals.
The most commonly reported amenities in Calgary are Bike storage (found in 34% of buildings) and Party / amenity room (20%). Gym / fitness room appears in 13% of sampled buildings.
The statistics above are a starting point. Every condo building has its own document package - hundreds of pages covering finances, insurance, bylaws, and building condition. It’s the only way to truly understand what you’re buying into.
Once you have the documents, start here
Bylaws & rules
Pet policies, rental restrictions, and daily obligations - these rules decide how you actually live in the building.
Insurance certificate
Deductibles, coverage limits, and what you're personally on the hook for if something goes wrong.
Reserve Fund Study
The funding plan, how much life is left in major components, and when big-ticket repairs are coming.
Recent council minutes
Unresolved disputes, upcoming projects, and how decisions actually get made.
Already have the document package?
Skip the 300‑page read.
We pull out the key risks, costs, and rules so you don’t have to.
See a sample reportData & Methodology
Based on condo documents from Calgary buildings in our dataset.
Based on 65+ samples in Calgary. Always review the building's own documents.
Data last updated: April 3, 2026
Age of buildings in this dataset
Where this market sits by building age.
Building types in this dataset
Towers, townhouses, mixed-use, and more.
Dive deeper or compare condo statistics across related areas.
