Contingency Reserve Fund (CRF)
The typical White Rock strata building holds $4,456 per unit.
BUILT Pre-2000
$5,327 per unit
BUILT 2000+
Updating Soon
A lower reserve can reflect recent major work, not poor management.
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White Rock Strata Statistics
Reserve funds, special levies, insurance deductibles, water damage history, and EV readiness across strata buildings in the city of White Rock - extracted from real strata documents.
Reserve Funds and Special Levies in White Rock
Special Levies
One-time charges for major repairs or projects.
Had a special levy in ~2 years
33%
Based on 20+ samples.
What each unit typically pays
$833 per special levy
Range: $333 - $3,000
How often levies are approved
88%
About 12% are voted down.
A levy can mean the strata is fixing a problem, not ignoring one.
Insurance Deductibles in White Rock Strata Buildings
Typical water deductible
$25,000
Most common claim type.
Based on 20+ samples.
Typical flood or sewer deductible
$25,000
A separate line item from water.
Based on 20+ samples.
Typical minimum earthquake deductible
$100,000
Plus ~10% of insured value.
Based on 20+ samples.
Water Damage and Repair Trends in White Rock
Water incidents per year
2.7per year
Average incidents in a strata building.
Based on 20+ samples.
Water incidents per 100 units
5.7per 100 units each year
Normalized for building size.
Based on 20+ samples.
Typical repair cost
$2,800per incident
Average repair cost per incident.
Based on 30+ samples.
Water incident rate by building age
Rates vary by building age.
BUILT Pre-2000
2.6
incidents per year
BUILT 2000+
Updating Soon
Repeated patterns matter more than a single event.
How widely water events spread
Scope changes both disruption and insurance exposure.
Single unit26%
Common areas only38%
Multiple units22%
Multiple floors8%
Building-wide6%
120+ samples with a stated answer.
Strata Bylaws and Lifestyle Rules in White Rock
Buildings that restrict short-term rentals
92%
Where a clear bylaw exists.
20+ samples with a stated rule.
Buildings that ban both cats and dogs
50%
Buildings that prohibit both cats and dogs.
10+ samples with a stated rule.
Buildings that allow gas or propane BBQs
75%
Where a gas or propane barbecue is permitted.
20+ samples with a stated rule.
Elevators per 100 units
3.3
More elevators usually means less waiting and better service.
Based on 20+ samples.
EV Charging Readiness in White Rock Strata Buildings
Some EV readiness in place
45%
Planning stage
44%
No evidence of EV plans
11%
Questions to Ask Before Buying a Strata in White Rock
How should I compare a building's reserve fund against White Rock benchmarks?
Compare the building's reserve fund per unit from the Form B against the White Rock median of $4,456 shown on this page. The depreciation report will show whether the fund is on track for planned expenses.
What is the typical reserve fund per unit in White Rock?
The median reserve fund balance in White Rock is $4,456 per unit, based on 20+ samples.
How common are special levies in White Rock?
About 33% of strata buildings in White Rock had an approved special levy within the last two years, based on 20+ samples.
How common are short-term rental restrictions in White Rock?
Approximately 92% of sampled strata buildings in White Rock have a stated restriction on short-term rentals.
What amenities are most common in White Rock strata buildings?
The most commonly reported amenities in White Rock are Gym / Fitness Room (found in 100% of buildings) and Pool (100%). Hot Tub appears in 100% of sampled buildings.
What share of strata buildings in White Rock restrict dogs?
Approximately 69% of sampled buildings in White Rock do not allow dogs, based on stated bylaws.
Beyond the numbers
The full picture lives in the documents
The statistics above are a starting point. Every strata building has its own document package - hundreds of pages covering finances, insurance, bylaws, and building condition. It’s the only way to truly understand what you’re buying into.
Once you have the documents, start here
1
Bylaws & rules
Pet policies, rental restrictions, and daily obligations - these rules decide how you actually live in the building.
2
Insurance certificate
Deductibles, coverage limits, and what you're personally on the hook for if something goes wrong.
3
Depreciation report
The funding plan, how much life is left in major components, and when big-ticket repairs are coming.
4
Recent council minutes
Unresolved disputes, upcoming projects, and how decisions actually get made.
Already have the document package?
Skip the 300‑page read.
We pull out the key risks, costs, and rules so you don’t have to.
See a sample reportBuying in White Rock? Get a BC strata document review for the specific building.
How These White Rock Strata Statistics Were Built
Based on 25+ samples in White Rock. Always review the building's own documents.
Data last updated: September 29, 2026
Age of buildings in this dataset
Where this market sits by building age.
Before 199038%
1990-199933%
2000-20098%
2010-20194%
After 202017%
Building types in this dataset
Towers, townhouses, mixed-use, and more.
Residential only80%
Integrated mixed-use20%
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Dive deeper or compare strata statistics across related areas.
