Compare strata buildings across Central Okanagan Regional District on reserve funds, levies, insurance, water risk, bylaws, and EV readiness. See what's typical before reviewing a specific building.
How to use this page
Check the money
Reserve fund, special levies, and insurance deductibles.
Check the building condition
Water history, repairs, and age-related patterns.
Check the rules and lifestyle fit
Pets, rentals, EV charging, and key rules.
Source: StrataReports. If you reference this data, please link back to this page.
Strata Costs
Reserve funds, levies, and deductibles help show future cost pressure.
Contingency Reserve Fund (CRF)
The typical Central Okanagan strata building holds $4,285 per unit.
BUILT Pre-2000
$3,951 per unit
BUILT 2000–2015
$5,905 per unit
BUILT 2016+
Updating Soon
A lower reserve can reflect recent major work, not poor management.
Special Levies
One-time charges for major repairs or projects.
Had a special levy in ~2 years
11%
Based on 45+ samples.
What each unit typically pays
$714 per special levy
Range: $260 - $2,299
How often levies are approved
64%
About 36% are voted down.
A levy can mean the strata is fixing a problem, not ignoring one.
Insurance
Typical strata insurance deductibles in Central Okanagan.
Typical water deductible
$25,000
Most common claim type.
Based on 50+ samples.
Typical flood or sewer deductible
$50,000
A separate line item from water.
Based on 50+ samples.
Typical minimum earthquake deductible
$100,000
Plus ~10% of insured value.
Based on 40+ samples.
Water & Repairs
Water issues can point to repair risk and future cost.
Water incidents per year
1.3per year
Average incidents in a strata building.
Based on 45+ samples.
Water incidents per 100 units
1.9per 100 units each year
Normalized for building size.
Based on 40+ samples.
Typical repair cost
$9,600per incident
Average repair cost per incident.
Based on 45+ samples.
Water incident rate by building age
Rates vary by building age.
BUILT Pre-2000
1.4
incidents per year
BUILT 2000–2015
1.7
incidents per year
BUILT 2016+
Updating Soon
Repeated patterns matter more than a single event.
How widely water events spread
Scope changes both disruption and insurance exposure.
220+ samples with a stated answer.
Bylaws & Lifestyle Rules
Rules on pets, rentals, BBQs, and amenities can affect fit.
Buildings that restrict short-term rentals
78%
Where a clear bylaw exists.
40+ samples with a stated rule.
Buildings that ban both cats and dogs
10%
Buildings that prohibit both cats and dogs.
40+ samples with a stated rule.
Buildings that allow gas or propane BBQs
73%
Where a gas or propane barbecue is permitted.
25+ samples with a stated rule.
Elevators per 100 units
2.1
More elevators usually means less waiting and better service.
Based on 25+ samples.
EV Charging
How prepared Central Okanagan strata buildings are for EV charging.
Some EV readiness in place
35%
Planning stage
35%
No evidence of EV plans
30%
Buyer Due Diligence
Compare area benchmarks with the building's own documents.
Compare the building's reserve fund per unit from the Form B against the Central Okanagan median of $4,285 shown on this page. The depreciation report will show whether the fund is on track for planned expenses.
The median reserve fund balance in Central Okanagan is $4,285 per unit, based on 45+ samples.
About 11% of strata buildings in Central Okanagan had an approved special levy within the last two years, based on 45+ samples.
Approximately 78% of sampled strata buildings in Central Okanagan have a stated restriction on short-term rentals.
The most commonly reported amenities in Central Okanagan are Party / amenity room (found in 32% of buildings) and Gym / fitness room (30%). Pool appears in 28% of sampled buildings.
Approximately 11% of sampled buildings in Central Okanagan do not allow dogs, based on stated bylaws.
The statistics above are a starting point. Every strata building has its own document package - hundreds of pages covering finances, insurance, bylaws, and building condition. It’s the only way to truly understand what you’re buying into.
Once you have the documents, start here
Bylaws & rules
Pet policies, rental restrictions, and daily obligations - these rules decide how you actually live in the building.
Insurance certificate
Deductibles, coverage limits, and what you're personally on the hook for if something goes wrong.
Depreciation report
The funding plan, how much life is left in major components, and when big-ticket repairs are coming.
Recent council minutes
Unresolved disputes, upcoming projects, and how decisions actually get made.
Already have the document package?
Skip the 300‑page read.
We pull out the key risks, costs, and rules so you don’t have to.
See a sample reportData & Methodology
Based on strata documents from Central Okanagan buildings in our dataset.
Based on 50+ samples in Central Okanagan. Always review the building's own documents.
Data last updated: April 9, 2026
Age of buildings in this dataset
Where this market sits by building age.
Building types in this dataset
Towers, townhouses, mixed-use, and more.
Dive deeper or compare strata statistics across related areas.
