Compare strata buildings across the city of Kelowna on reserve funds, levies, insurance, water risk, bylaws, and EV readiness. See what's typical before reviewing a specific building.
How to use this page
Check the money
Reserve fund, special levies, and insurance deductibles.
Check the building condition
Water history, repairs, and age-related patterns.
Check the rules and lifestyle fit
Pets, rentals, EV charging, and key rules.
Source: StrataReports. If you reference this data, please link back to this page.
Strata Costs
Reserve funds, levies, and deductibles help show future cost pressure.
Contingency Reserve Fund (CRF)
The typical Kelowna strata building holds $3,504 per unit.
BUILT Pre-2000
$3,504 per unit
BUILT 2000–2015
$5,195 per unit
BUILT 2016+
Updating Soon
A lower reserve can reflect recent major work, not poor management.
Special Levies
One-time charges for major repairs or projects.
Had a special levy in ~2 years
11%
Based on 35+ samples.
What each unit typically pays
$435 per special levy
Range: $227 - $2,339
How often levies are approved
65%
About 35% are voted down.
A levy can mean the strata is fixing a problem, not ignoring one.
Insurance
Typical strata insurance deductibles in Kelowna.
Typical water deductible
$25,000
Most common claim type.
Based on 40+ samples.
Typical flood or sewer deductible
$50,000
A separate line item from water.
Based on 40+ samples.
Typical minimum earthquake deductible
$100,000
Plus ~10% of insured value.
Based on 30+ samples.
Water & Repairs
Water issues can point to repair risk and future cost.
Water incidents per year
1.7per year
Average incidents in a strata building.
Based on 35+ samples.
Water incidents per 100 units
2.3per 100 units each year
Normalized for building size.
Based on 30+ samples.
Typical repair cost
$9,200per incident
Average repair cost per incident.
Based on 40+ samples.
Water incident rate by building age
Rates vary by building age.
BUILT Pre-2000
2
incidents per year
BUILT 2000–2015
2.5
incidents per year
BUILT 2016+
Updating Soon
Repeated patterns matter more than a single event.
How widely water events spread
Scope changes both disruption and insurance exposure.
200+ samples with a stated answer.
Bylaws & Lifestyle Rules
Rules on pets, rentals, BBQs, and amenities can affect fit.
Buildings that restrict short-term rentals
79%
Where a clear bylaw exists.
30+ samples with a stated rule.
Buildings that ban both cats and dogs
13%
Buildings that prohibit both cats and dogs.
35+ samples with a stated rule.
Buildings that allow gas or propane BBQs
67%
Where a gas or propane barbecue is permitted.
20+ samples with a stated rule.
Elevators per 100 units
2
More elevators usually means less waiting and better service.
Based on 25+ samples.
EV Charging
How prepared Kelowna strata buildings are for EV charging.
Some EV readiness in place
36%
Planning stage
36%
No evidence of EV plans
28%
Buyer Due Diligence
Compare area benchmarks with the building's own documents.
Compare the building's reserve fund per unit from the Form B against the Kelowna median of $3,504 shown on this page. The depreciation report will show whether the fund is on track for planned expenses.
The median reserve fund balance in Kelowna is $3,504 per unit, based on 35+ samples.
About 11% of strata buildings in Kelowna had an approved special levy within the last two years, based on 35+ samples.
Water incident frequency ranges from 2 per year in pre-2000 buildings to 2.5 per year in 2000–2015 buildings within this dataset.
Approximately 79% of sampled strata buildings in Kelowna have a stated restriction on short-term rentals.
The most commonly reported amenities in Kelowna are Gym / fitness room (found in 35% of buildings) and Party / amenity room (33%). Pool appears in 30% of sampled buildings.
The statistics above are a starting point. Every strata building has its own document package - hundreds of pages covering finances, insurance, bylaws, and building condition. It’s the only way to truly understand what you’re buying into.
Once you have the documents, start here
Bylaws & rules
Pet policies, rental restrictions, and daily obligations - these rules decide how you actually live in the building.
Insurance certificate
Deductibles, coverage limits, and what you're personally on the hook for if something goes wrong.
Depreciation report
The funding plan, how much life is left in major components, and when big-ticket repairs are coming.
Recent council minutes
Unresolved disputes, upcoming projects, and how decisions actually get made.
Already have the document package?
Skip the 300‑page read.
We pull out the key risks, costs, and rules so you don’t have to.
See a sample reportData & Methodology
Based on strata documents from Kelowna buildings in our dataset.
Based on 40+ samples in Kelowna. Always review the building's own documents.
Data last updated: April 9, 2026
Age of buildings in this dataset
Where this market sits by building age.
Building types in this dataset
Towers, townhouses, mixed-use, and more.
Dive deeper or compare strata statistics across related areas.
